Discord and Discourse With a Florida Public Adjuster About His “5 Methods to Trick an Insurance coverage Claims Adjuster”

Florida public adjuster Mike Keeler believes his personal messaging.  At the least he appears to take action.

I used to be in search of content material for my “So, You are About to Be Deposed (Or Violently Overthrown): How Ought to You Put together and What Ought to You Count on” presentation tomorrow at NEIASIU‘s fifteenth Annual Joint Coaching Seminar in Massachusetts, after I got here YouTube returned this video (click on the picture above to view) in my “depositions of insurance coverage adjuster” search outcomes.  

These of you who know me know I could not resist–both watching the video and dropping a remark onto it.

“Trick No. 4”, in response to Mike is:

In the event that they ask you for a recorded assertion, all proper, whenever you’re going by way of a recorded assertion they often attempt to pin you down as to what occurred. You play dumb. When did this occur? Um, and as an example the declare was two months in the past. Effectively, I do not bear in mind. I simply know I’ve a leak. And why did you wait two weeks to report it? Effectively I used to be making an attempt to take care of the leak. You retain all the pieces easy. Preserve all the pieces quite simple. Transient. Use I do not bear in mind precisely. After they ask for a time, I do not bear in mind precisely, perhaps someday within the afternoon. I, I actually do not know. All proper so you utilize that fairly a bit since you wish to protect your rights to pursue the declare. You do not wish to get boxed in. You do not wish to say one thing that you simply may remorse. One thing which will harm your declare. So use I do not know precisely as considered one of your most important phrases to reply when a recorded assertion, okay?  When did you roof get broken? I do not know precisely. When did you discover the primary ceiling? You recognize, I do not know precisely. I am unable to provide you with a date trigger I provide you with a date it might be off. These are examples.

Mike additionally appears to be a “final phrase” kinda man, but it surely’s his YouTube channel so I’ve no criticism with that.  On your leisure, my preliminary remark to Mike’s video and the discourse that adopted are as follows: 

Mike doth protest an excessive amount of, methinks. I’ve by no means appreciated the “it is advisable rent me as a result of the insurance coverage firm goes to screw you” gross sales pitch, and thought most public adjusters had deserted it years in the past.  Most however not all, I see.  

And I hope the three individuals who emailed Mike with “alternative phrases” for me selected their phrases extra rigorously than Mike does.  Encouraging insureds to “trick” their insurance coverage corporations’ adjusters sounds to me an terrible lot like selling insurance coverage fraud at worst, or coverage-voiding conduct at greatest.